You can pay for Panorama™ Non-Invasive Prenatal Testing (NIPT) testing online. Tests are refundable up until the time you have your sample collected. Provincial Insurance Coverage: Funding for NIPT is available in some provinces/territories for patients who meet high-risk specific criteria. Please speak with your healthcare provider to see if you qualify before purchasing the test. Insurance Coverage: NIPT may be covered under some private healthcare insurance plans. Please check with your insurance provider before purchasing the test. LifeLabs is pleased to offer three NIPT panel options.